:root {
  --navy: #0f2438;
  --navy-2: #173350;
  --brick: #b4532a;
  --brick-dark: #93421f;
  --paper: #f6f2ec;
  --card: #ffffff;
  --ink: #17202b;
  --muted: #5c6672;
  --line: #e4ddd3;
}
* { box-sizing: border-box; }
html, body { margin: 0; }
body {
  font-family: "DM Sans", system-ui, sans-serif;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }

/* header */
header.top {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 24px; max-width: 1180px; margin: 0 auto;
}
header.top img { height: 38px; width: auto; display: block; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a { text-decoration: none; font-size: 15px; font-weight: 500; }
.nav a:not(.call):hover, .nav a[aria-current] { color: var(--brick); }
.nav .call { white-space: nowrap; }
.nav .call span { color: var(--brick); }

/* shared type */
.eyebrow {
  font-size: 13px; letter-spacing: .12em; text-transform: uppercase;
  color: var(--brick); font-weight: 700; margin: 0 0 14px;
}
h1 {
  font-family: "Fraunces", Georgia, serif; font-weight: 600;
  font-size: clamp(34px, 4.6vw, 52px); line-height: 1.06; letter-spacing: -.02em;
  margin: 0 0 18px; color: var(--navy);
}
.crumbs { font-size: 14px; color: var(--muted); margin: 8px 0 22px; }
.crumbs a { text-decoration: none; }
.crumbs a:hover { color: var(--brick); }
.crumbs span { margin: 0 6px; }

/* blog index */
.blog-hero { max-width: 1180px; margin: 0 auto; padding: 24px 24px 40px; }
.blog-hero .lede { font-size: 19px; line-height: 1.55; color: var(--muted); max-width: 36em; margin: 0; }
.posts { max-width: 1180px; margin: 0 auto; padding: 0 24px 72px; display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.post-card {
  display: flex; flex-direction: column; background: var(--card); border: 1px solid var(--line);
  border-radius: 16px; padding: 28px 26px; text-decoration: none; transition: border-color .15s, transform .15s;
}
.post-card:hover { border-color: var(--brick); transform: translateY(-2px); }
.post-card .cat { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; font-weight: 700; color: var(--brick); margin-bottom: 12px; }
.post-card h2 { font-family: "Fraunces", Georgia, serif; font-weight: 600; font-size: 24px; line-height: 1.2; color: var(--navy); margin: 0 0 10px; }
.post-card p { font-size: 15.5px; line-height: 1.55; color: var(--muted); margin: 0 0 18px; }
.post-card .more { margin-top: auto; font-size: 14px; font-weight: 700; color: var(--brick); }

/* article */
.article-wrap { max-width: 1180px; margin: 0 auto; padding: 16px 24px 64px; display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 56px; align-items: start; }
article { max-width: 720px; }
.meta { font-size: 14.5px; color: var(--muted); margin: 0 0 28px; padding-bottom: 22px; border-bottom: 1px solid var(--line); }
.meta b { color: var(--ink); font-weight: 700; }
article .intro { font-size: 20px; line-height: 1.6; color: var(--ink); margin: 0 0 28px; }
article h2 {
  font-family: "Fraunces", Georgia, serif; font-weight: 600; color: var(--navy);
  font-size: clamp(24px, 2.6vw, 30px); line-height: 1.18; letter-spacing: -.01em; margin: 44px 0 14px;
}
article h3 { font-size: 19px; color: var(--navy); margin: 28px 0 8px; }
article p, article li { font-size: 17.5px; line-height: 1.7; }
article p { margin: 0 0 18px; }
article ul, article ol { padding-left: 22px; margin: 0 0 20px; }
article li { margin-bottom: 8px; }
article a { color: var(--brick); font-weight: 600; }
article table { width: 100%; border-collapse: collapse; margin: 8px 0 24px; font-size: 16px; background: #fff; border-radius: 12px; overflow: hidden; border: 1px solid var(--line); }
article th, article td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; line-height: 1.5; }
article th { background: var(--navy); color: #fff; font-weight: 700; font-size: 14.5px; }
article tr:last-child td { border-bottom: 0; }
.keypoints { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--brick); border-radius: 12px; padding: 20px 24px 6px; margin: 0 0 32px; }
.keypoints b { display: block; font-size: 13px; letter-spacing: .1em; text-transform: uppercase; color: var(--brick); margin-bottom: 10px; }
.keypoints ul { margin-bottom: 12px; }
.keypoints li { font-size: 16.5px; }
.cta-inline {
  background: var(--navy); color: #fff; border-radius: 16px; padding: 24px 26px; margin: 36px 0;
  display: flex; gap: 20px; align-items: center; justify-content: space-between; flex-wrap: wrap;
}
.cta-inline p { margin: 0; font-size: 17px; line-height: 1.5; color: #dbe3ec; max-width: 30em; }
.cta-inline p b { color: #fff; display: block; font-size: 19px; margin-bottom: 4px; font-family: "Fraunces", serif; font-weight: 600; }
.btn {
  display: inline-block; background: var(--brick); color: #fff !important; text-decoration: none; font-weight: 700;
  padding: 13px 20px; border-radius: 12px; font-size: 15.5px; white-space: nowrap;
}
.btn:hover { background: var(--brick-dark); }
.disclaimer { font-size: 14.5px !important; color: var(--muted); border-top: 1px solid var(--line); padding-top: 18px; margin-top: 36px !important; }
.sources { font-size: 15px; }
.sources h2 { font-size: 20px !important; margin-top: 32px !important; }
.sources li { font-size: 15px !important; line-height: 1.55 !important; }

/* sidebar */
aside.side { position: sticky; top: 24px; display: grid; gap: 18px; }
.side-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 22px; }
.side-card h2 { font-family: "Fraunces", serif; font-size: 20px; color: var(--navy); margin: 0 0 8px; font-weight: 600; }
.side-card p { font-size: 15px; line-height: 1.55; color: var(--muted); margin: 0 0 16px; }
.side-card .btn { display: block; text-align: center; }
.side-card .phone { display: block; text-align: center; margin-top: 12px; font-weight: 700; text-decoration: none; font-size: 15px; }
.side-card ul { list-style: none; padding: 0; margin: 0; }
.side-card li { border-top: 1px solid var(--line); }
.side-card li:first-child { border-top: 0; }
.side-card li a { display: block; padding: 11px 0; text-decoration: none; font-size: 15px; font-weight: 500; line-height: 1.4; }
.side-card li a:hover { color: var(--brick); }

/* end CTA */
.cta-band { background: var(--brick); color: #fff; text-align: center; padding: 64px 24px; }
.cta-band h2 { color: #fff; margin: 0 0 12px; font-family: "Fraunces", serif; font-weight: 600; font-size: clamp(28px, 3.4vw, 40px); }
.cta-band p { margin: 0 auto 28px; font-size: 18px; color: #fbe3d6; max-width: 34em; }
.btn-solid { display: inline-block; background: #fff; color: var(--brick-dark); text-decoration: none; font-weight: 700; padding: 14px 24px; border-radius: 12px; font-size: 16px; }
.btn-solid:hover { background: var(--paper); }

/* footer */
footer { background: var(--navy); color: #c9d3de; }
footer .wrap { max-width: 1180px; margin: 0 auto; padding: 36px 24px; display: flex; flex-wrap: wrap; gap: 32px 64px; font-size: 15px; line-height: 1.6; }
footer b { color: #fff; display: block; margin-bottom: 4px; font-weight: 700; }
footer a { text-decoration: none; }
footer a:hover { text-decoration: underline; }
footer address { font-style: normal; }

/* mobile sticky CTA */
.mobile-cta { display: none; }

@media (max-width: 920px) {
  .article-wrap { grid-template-columns: 1fr; gap: 32px; }
  aside.side { position: static; }
  .nav a.hide-sm { display: none; }
  .posts { grid-template-columns: 1fr; }
  .mobile-cta {
    display: flex; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 20;
    background: var(--brick); color: #fff; border-radius: 14px; padding: 14px 18px; text-decoration: none;
    font-weight: 700; justify-content: center; box-shadow: 0 10px 30px -10px rgba(15,36,56,.5);
  }
  body { padding-bottom: 76px; }
}
@media (max-width: 480px) {
  header.top { padding: 14px 16px; }
  header.top img { height: 30px; }
  .nav { gap: 16px; }
  .blog-hero, .article-wrap { padding-left: 16px; padding-right: 16px; }
  .posts { padding: 0 16px 56px; }
  article .intro { font-size: 18px; }
  article p, article li { font-size: 16.5px; }
  article table { font-size: 14.5px; }
  article th, article td { padding: 10px; }
  .cta-band { padding: 48px 16px; }
}